Government Archives

Live By the CBO, Die By the CBO

Dana Milbank explains that the Congressional Budget Office issued glowing reports years ago about how ObamaCare was going to save money. The Obama administration trumpeted those findings far and wide. I noted at the time that the system was gamed because the administration knows the rules by which the CBO comes up with estimates, and wrote the bill to get the best looking numbers at the start. It wouldn’t matter that later estimates would be worse; it would have already been sold to the American people.

But now, things are looking much worse.

The congressional number-crunchers, perhaps the capital’s closest thing to a neutral referee, came out with a new report Tuesday, and it wasn’t pretty for Obamacare. The CBO predicted the law would have a “substantially larger” impact on the labor market than it had previously expected: The law would reduce the workforce in 2021 by the equivalent of 2.3 million full-time workers, well more than the 800,000 originally anticipated. This will inevitably be a drag on economic growth, as more people decide government handouts are more attractive than working more and paying higher taxes.

This is grim news for the White House and for Democrats on the ballot in November. This independent arbiter, long embraced by the White House, has validated a core complaint of the Affordable Care Act’s (ACA) critics: that it will discourage work and become an ungainly entitlement. Disputing Republicans’ charges is much easier than refuting the federal government’s official scorekeepers.

The President’s spokesman, Jay Carney, tried to spin it as people who would "spend more time with their family", or perhaps become entrepreneurs. The latter guess is just that; a guess trying to make it sound wonderful. The former is a euphemism for living off the dole because the benefits are better.

Carney noted that these were "personal choices", but he conveniently neglects to mention that they are personal choices spurred on by the government. People respond to incentives; that’s why things like tax deductions work the way they do. ObamaCare is pushing people to dependency.

The CBO numbers prove it.

Escaping Canada (Temporarily)

I knew that many Canadians were leaving their borders to come to the US to avoid the long waits they have to endure up there. I just didn’t know how many. Well a free-market think tank, the Frasier Institute, has published the numbers for 2013. Turns out just under 42,000 folks fled the country, at least temporarily, to jump the line and get the timely care they needed. That was down just slightly from the just over 42,000 that came here in 2012.

This brings up a question in my mind. With the advent of ObamaCare down here, where will these folks go now? And I guess the next obvious question would be, where will we go?

Voter Fraud: Proven to be Easy and Undetectable

One of the reasons used against the idea of requiring ID to vote is that there has been so little voter fraud detected, that this is a solution looking for a problem. Well, the Department of Investigations in New York City recently finished up a report that shows that voter fraud can be pretty darn easy. Worse, we would have no idea at all that it was actually happening.

Undercover agents from the DOI tried to cast ballots as felons or dead people at 63 polling places last fall. Of the 63 attempts, 61, or 97%, were successful. Now, when they voted, they did so with a write-in for a fictitious “John Test” to keep from affecting the vote count. Ultimately, the DOI published its findings a few weeks ago in a 70-page report accusing the city’s Board of Elections of incompetence, waste, nepotism, and lax procedures.

Of the two attempts that failed, in the first case, a poll worker followed the agent outside and the “voter” was advised to go to the polling place near where he used to live and “play dumb” in order to vote. In the second case, the investigator was stopped from voting only because the felon whose name he was using was the son of the election official at the polling place. So basically, we’re talking about a 100% success rate, completely undetectable, with just a few changes in circumstances.

So the Board of Elections immediately got down to business and started coming up with ways to avoid this in the future. Heh, no, of course not. This is government we’re talking about! John Fund, who wrote the article I’m referring to, put it this way. “The Board approved a resolution referring the DOI’s investigators for prosecution. It also asked the state’s attorney general to determine whether DOI had violated the civil rights of voters who had moved or are felons, and it sent a letter of complaint to Mayor Bill de Blasio.”

Yup, they pointed fingers instead of fixing the problem. That’s why the legislature needs to deal with this, so entrenched bureaucracies don’t stick us with a broken system that’s easily gamed. And, as I’ve noted before, when Georgia got its voter ID law, minority participation went up, and higher than majority participation did. A win-win situation, and one that gets around a government board that is too busy with their little fiefdom to do the right thing. Who could be against that?

Who Really Killed the Incandescent Light Bulb?

This year, the traditional incandescent light bulb is becoming extinct. There was a big push by environmentalists to force the change to higher efficiency bulbs, like Compact Fluorescent bulbs, or CFLs. The idea was that they light with less energy, and so everyone should use them. Never mind the market; coercion was necessary.

And one of the things they like to trumpet about this was that the light bulb industry supported this move. The thought is that if even they think it’s a good idea, government ought to force the issue. But not one of those environmentalists ever considered this:

Competitive markets with low costs of entry have a characteristic that consumers love and businesses lament: very low profit margins. GE, Philips and Sylvania dominated the U.S. market in incandescents, but they couldn’t convert that dominance into price hikes. Because of light bulb’s low material and manufacturing costs, any big climb in prices would have invited new competitors to undercut the giants — and that new competitor would probably have won a distribution deal with Wal-Mart.

Basically, with a low-cost light bulb, the major players in the market couldn’t just jack up the price on their wares. Someone else could step in and, with a low cost of entry into the light bulb market, build a better mousetrap, so to speak, and the world would beat a path to their door.

Unless. Unless the light bulb companies could push government regulations that would make the bare minimum light bulb incredibly more expensive. They’d get their price hike, and they’d further their hold on the industry by keeping out competition, because start-up costs are now much higher.

Now, you may be saying, “See, Doug? Eeevil corporations are to blame for this! And you’re always defending them!” Two things. First, the law itself is the problem, and the blame for that comes, not from corporations, but from a big government with the power to pass such a law, and which is more than willing to stick its hand into your wallet. Government did this, not corporations. And I’ll reiterate that, if you don’t like a corporation, you can stop buying from them immediately. If you don’t like your government, you’ll have to wait for the next election cycle, and hope there are enough people who agree with you.

Second, I don’t blame corporations at all for trying to lobby the government for things that will benefit them. If I did blame them, then I’d have to blame every single grassroots organization that does the same sort of lobbying, even those environmentalists. Is lobbying the government an evil thing to do? Not at all! But government should know its boundaries and should stay within them. That’s why we have a constitution. But these days, the Constitution has been reinterpreted to say, for example, that you must buy a particular financial instrument. If the government can force you to buy something, I think it’s gone far beyond what the framers of the Constitution ever intended, and that power is for sale to the highest bidder.

Oh, and consider this. If anyone claims that certain government policies are required because the free market has failed, just let them know that we really haven’t had a “free market” in decades. Light bulbs and ObamaCare are only the two most recent examples.

Did Democratic Dominance Doom Detroit?

I posted something on my personal Facebook page about how one of the booming businesses in Detroit is photographing the dilapidated buildings. I labeled my link to the article, “Documenting decades of Democratic dominance.” Can you tell I like alliteration?

This bothered one of my Democrat friends who said that my bias was showing, and that blaming Democrats for Detroit was like blaming Republicans for the Katrina response. His contention was that both were unfair. I, and some other friends of mine, had to point out a few differences.

  • The Republican administration wanted to come into Louisiana before the storm hit to be ready when it arrived, but the Democrats in the state capitol wouldn’t allow it.
  • The Democrats at the city level in New Orleans failed to use the resources they already had to evacuate their own people.
  • Democrats have been running Detroit for 50 years. To say that blaming their policies is unfair, is to make one wonder how long one party has to rule a city for their policies to actually affect that city.

So no, the analogy isn’t even close. And the devastation in Detroit wasn’t caused by Mother Nature, either.

This is yet another example of how Democrats seem to take the stance that it’s never their policies that failed, and in fact the best way to solve any problems they cause is to do the same thing with more money. That has always been Paul Krugman’s solution regarding stimulus spending. That has always been the solution for failing public schools, poverty programs, and every other idea that just isn’t panning out the way they thought it should.

Oh, and when ObamaCare drags down our economy, expect the same excuses, because we’re hearing them already. Republicans are being accuses of “sabotaging” it, when all they did was make the Democrats own it by not voting for it. As it is, the need to a revamp of the website, and delaying key parts of the law, are not sabotage by any means. But Republicans will get the blame while the Democrats will throw more money at a program that was sold as a way to reduce the deficit.

Blame is useful, if it is honestly applied. Using it, we can find our mistakes, and correct them. Democrats will never accept it, even after a half century track record. Does that give you confidence?

What Will Liberalism Do To New York City? Detroit, Anyone?

Bill de Blasio was recently elected as the mayor of New York City. De Blasio is a liberal Democrat, as opposed to the liberal Republican Michael Bloomberg, who just left the post. The NY Times wrote a rather hopeful piece on de Blasio just before the end of the year, which included this paragraph.

His administration could be a redemptive moment for a national left whose policies were often blamed for the crumbling of urban centers in the 1960s and 1970s, yet has now started to reassert itself in smaller jurisdictions with bold new approaches on issues like income equality and poverty.

1960s and 70s? How about the 2010? Detroit anyone? Anyone? Bueller? That city had half a century of Democratic rule, and look where it is now! But the Times conveniently forgets this, preferring to suggest that Democrats only screwed up 50 years ago, and really haven’t had a chance since then. These “bold new approaches” are simply novel ways of destroying the economy, which hurt the poor the most.

Court Strikes Down ObamaCare Contraception Mandate: 6 Take-Aways

Good news on the religious liberty front. Gabriel Malor writing at Ace of Spades give a great rundown of the main points of the district court judge’s ruling with regards to forcing the Catholic Archdiocese of New York to cover, or exempt themselves, from the ObamaCare™ requirement that they cover contraception or abortion. In a snark-less post, it’s just a matter-of-fact examination of the ruling, and why this may have a very tough road to the Supreme Court, assuming it’s appealed that far.

Some highlights (but, as they say, read the whole thing):

This is the first litigation to result in a final injunction against the contraception mandate for religious non-profit organizations that come within the Obama Administration’s purported exemption to the mandate.The 7th, 10th, and D.C. Circuit Courts of Appeals have all found the mandate to be an unacceptable burden on the free exercise of religion for for-profit businesses that don’t come under the exemption. This case is important, though, because it recognizes that even the act of having to claim the exemption is an unacceptable burden on religion.

Very late in this case, the government realized that, although the Archdiocese and its constituent organizations are covered by the mandate, the regulations might not actually force a third party they designate to provide the objectionable contraception coverage. The judge was not amused:

The Obama administration has handed out so many exceptions to the law, it can no longer claim the law serves a compelling purpose.

The administration, as it has frequently done with respect to disobeying laws it does not like, argued that it had to enforce the contraception mandate in such an infringing manner because it could not do it any other way. The district court pointed out the obvious flaw in this line of thinking:

A very interesting and damaging ruling.

More ObamaCare Broken Promises

President Obama gave something of an apology in November for his promise that if you liked your health care plan or doctor, you could keep them, period. Turns out what he meant was that if he liked them, you could keep them. And he turned out to be very difficult to please.

But he’s not the only one who was going around making that promise. Here’s a link for the occasions where these Senators went and did likewise.

SEN. MARY LANDRIEU (D-LA)
SEN. KAY HAGAN (D-NC)
SEN. MARK BEGICH (D-AK)
SEN. MICHAEL BENNET (D-CO)
SEN. PATTY MURRAY (D-WA)
SEN. TOM HARKIN (D-IA)
SEN. CHUCK SCHUMER (D-NY)
SEN. DICK DURBIN (D-IL)
SEN. HARRY REID (D-NV)
SEN. MAX BAUCUS (D-MT)

Baucus actually wrote most of the bill that eventually became ObamaCare, and was a major player in health care policy for decades before, so his transgression is especially grievous. They were fed a line, which a few of them at least should have known to be false, and parroted it to the people.

The American people were not promised a website; they were promised that they could keep their plan and doctor. Will these Democrats pay a price for this? Will saying something so transparently false hurt them at the ballot box? Do Democratic voters really want people who lie this brazenly, or are just tools for those that do, representing them? Will they vote them out? We’ll see, but hold not thy breath.

Another City Spending Its Way to Bankruptcy

I’ve written before about the problems big cities are facing when it comes to Cadillac pensions. San Bernadino, California and Detroit, Michigan declared bankruptcy largely due to this. And now comes word that another California city may follow in their footsteps.

Desert Hot Springs , a resort town of 26,000 warned that it will run out of money by March due to burdensome salary and pension costs. That would make it the third California city along with San Bernardino and Stockton to succumb to that. Amy Aguer, the interim director of finance, said nearly 70 percent of the city’s budget was consumed by police costs, most of which were spent on salaries and pension payments.

Now, part of this problems is the California public employees’ pension program, Calpers. The cost charged for participating keeps going up. Karol Denniston, a bankruptcy attorney in San Francisco said, "Calpers keeps increasing costs and many of these cities have cut costs down to where there is nothing else left to cut." And I’m sure that contributes to the problem, but I really don’t think it accounts for 70% of Desert Hot Springs’ budget.

But the main thing is, if they do go under, who gets paid? Do the pensions get cut in order to pay off creditors? That’s a difficult question to answer. It’s a case of competing promises. The root causes of all of this, though, are those initial promises. Russell Betts, a council member, stated the obvious when he sad, "It’s obvious we can’t continue with salaries and pensions that are in the stratosphere, no matter how much love there is for our police department.” Sure, it’s obvious now, when the problems arise. But if you’d said anything like that years ago, you’d have been labeled as someone who “hates” the police, or public workers in general. “We should be paying our police more than our football players!”, some might shout, even though I’m sure that Desert Hot Springs doesn’t have a national football team. But anyway…

That’s a nice sentiment until you have no money left. I’m not suggesting what Desert Hot Springs should be paying its cops, nor suggesting that such pensions aren’t deserved. It’s just that when you overpromise, sooner or later someone’s got to pay the piper. And even if it’s shared pain between pensioners and creditors, promises get broken.

The solution is to state the obvious before having to break those promises. The problem is that there are too many voters and council members who think that government money is limitless, which is only true until it isn’t. Sure, stating the obvious – that we should live within our means – may get you called ‘heartless’, among other choice adjectives, but it must be said.

That’s kind of like how those of us who were against this huge set of promises we often call ObamaCare were treated. We’re stating the obvious, but we’re being called ‘heartless’, all because we don’t want to go bankrupt. We’re already going bankrupt, that much is for sure, but we’re rather not hang another boulder around our neck while trying to stay above water. As I’ve mentioned before, federal pensions and existing entitlements alone cost more than we take in in taxes. Among the many promises that ObamaCare will not fulfill is that it will reduce the deficit. We can’t afford that.

I feel like I’m council member Cassandra sometimes, warning of danger that is obvious to anyone who would see, but not being believed, in spite of so much evidence surrounding us. Website glitches are sideshows. Economic realities will bury us.

ObamaCare Navigators Exposed

James O’Keefe has been exposing fraud with his Project Veritas for years. The oxen that have been the target of his goring have been of the variety that liberals tend to hold dear, which is why, while saying they don’t like fraud, they typically try to marginalize him. And when that doesn’t work, people like Rachel Maddow just make stuff up.

The latest group to find themselves in front of the cameras of Project Veritas are the ObamaCare “Navigators”, those 50,000 folks who will, if you need it, give you help in getting signed up for the Healthcare Exchanges. Once those exchanges are actually, y’know, working. They’ll get you the lowest premium, even if they have to tell you to commit fraud.

And it’s not just the fraud that is of concern. Enrollment information is being shared with a political group called Battleground Texas, one that is trying to get more Democrats elected. There’s more in the video, and O’Keefe says this isn’t the last of what he has. Hopefully he’ll get to the issue of no federal background checks being required for these folks.

O’Keefe’s undercover videos were a major reason that fraud was uncovered in the group ACORN, and it seems like these Navigators are cut from the same cloth. In fact, in some states, they’re one and the same, with former ACORN people forming more groups under different names and supplying people to work as Navigators.

Yup, if you liked ACORN, you’ll love the ObamaCare Navigators, because both groups seem to have the same agenda. And competence.

Is the "Cure" Worse Than the Disease?

OK, so let me get this straight. The problem that ObamaCare was trying to fix was this: uninsured people got free healthcare at emergency rooms, but this cost was borne by taxpayers.

So the solution is to subsidize their insurance. The subsidies come from their tax refund via the IRS. Where does the money come for these subsidies? The taxpayer. And for those not getting subsidies for their ObamaCare insurance, many are seeing rate increases to also offset these lower cost plans. And since the Supreme Court called this a tax, then again, the money is coming from the taxpayer.

And since those subsidized plans don’t really get subsidized until folks get the credits on their tax refund, they have to front both the cost of the plan and the cost of the often huge deductibles, until tax time. How about that? The poor give Uncle Sam a no-interest loan. How compassionate.

Here’s the bottom line: The problem was that taxpayers bore the cost of the poor getting free health care. The solution is that the taxpayers bear the cost of insurance for the poor, and the poor bear the full cost of the insurance and thousands of dollars of deductible until sometime the following year. Does that make sense to anyone?

“Everyone Thought We Were A Bit Mad”

Meet Simon Fitzmaurice, an Irish filmmaker who chose life in the face of certain death:

Ruth Fitzmaurice watched as the consultant, a man they had never met before, entered the hospital room and made his way towards her husband’s bed.

Simon, a talented filmmaker and the father of three small boys, lay there with a tube going down his throat, pushing air into his lungs, allowing him to breathe but preventing him from being able to talk.

They listened as the medic spelled out in no uncertain terms what he expected them to do.

‘He basically announced that this was the end of the road,’ explains Ruth. ‘That was it, they had done all they could – that he had phoned Simon’s own consultant in Beaumont Hospital who agreed that ventilation for Motor Neurone Disease (MND) is not advocated in Ireland.’

The consultant continued, telling Simon that it was now time for him to make ‘the hard choice’ – to agree to come off the ventilator.

But Simon was not going to give up that easily.

Despite the consultant’s stark and very clear recommendation, Simon refused to grant permission to take him off the machine that was keeping him alive.

‘Simon’s family very much think for themselves, and Simon in particular is a very strong character,’ smiles Ruth. ‘He wouldn’t be fazed by being told what to do by a doctor, he would question things and say: “Hang on a second.”

‘The consultant told us if he stayed on the ventilator that he wouldn’t get out of the hospital. With MND [a degenerative condition that destroys the cells that control voluntary muscles and can affect speaking, walking, breathing, swallowing and general movement] it’s like, “where do you think this is going? You’re only going to get worse. Why would you choose to ventilate?” So that’s when we decided to fight.’

Not only did they decide not to take Simon off the ventilator they went a step further by deciding to have more children (they already had three when they received his diagnosis). They ended up having twins.

‘Everyone thought we were a bit mad,’ laughs Ruth. ‘But we felt in the face of death and with everything that had happened, well, kids are the ultimate opposite of all that, they’re life-affirming.’

But that’s not all. Simon also went on to finish a script that he had been working on for a movie he will direct starting next year.
Rather than accepting a death sentence, Simon has chosen to go on living life to the fullest possible. It’s a beautiful picture of what it truly means to choose life. Be sure to read his entire story.

New Polls – How Has the ACA Affected You?

Haven’t done a new one of these in a while. We’ve got 2 new polls up (in addition to the perennial social network one).

You can answer how the Affordable Care Act has affected your insurance policy and your insurance costs. And feel free to rant or rave in the comment section of this post. How is this new law affecting you?

"A Promise He Could Not Keep"

The House Republicans have produced a devastating video. Keep doing this, guys.

Millions of ObamaCare Broken Promises

Yeah, I know I’ve been harping on ObamaCare for quite a while now, but there’s just so much wrong with it. And I’m not speaking of the website. All I’ll say about that is that the oversight that was given to putting that together is the same oversight you’re likely to see on the program itself. How does that make you feel?

No, the big deal is the fact that what you were sold is not what you’re getting. You were given some promises about this that were repeated over and over.

Well of course no one was saying you’d lose your coverage. Obama couldn’t have sold this particular bill of goods if he’d been honest about it. What we’re getting are millions of Americans whose insurance companies had to—had to—cancel their policies because they didn’t meet ObamaCare’s standards. Yes, you can keep your plan, as long as the government says you can. And then you can’t. Ben Shapiro tweeted, “PolitiFact rated Obama’s ‘If you like your plan, you can keep it’ as ‘half true.’ Which half? ‘If you like it’?”

Oh, and you can keep your doctor, as long as he doesn’t leave the practice, or get laid off from the hospital. There are links in the show notes to stories about how the Patient Protection and Affordable Care Act is, for many Americans, not being very protective in this regard.

And the “affordable” part? Not so much, either. First there was the promise.

And now comes the reality. Supporters of ObamaCare, most notably, are getting acute cases of “sticker shock” as they find out how much their premiums will go up. A writer at the left-wing Daily Kos website was floored that his rates were doubling.

I never felt too good about how this was passed and what it entailed, but I figured if it saved Americans money, I could go along with it.

I don’t know what to think now. This appears, in my experience, to not be a reform for the people.

What am I missing?

Well for starters, you’re missing the reality of basic economics. And, as Dave Ramsey says, you’re missing basic math skills. What happening is that non-subsidized premiums are skyrocketing, but even if you get the subsidies, the deductibles are huge, reaching 10-12 thousand dollars. Sure the insurance may be affordable, but the health care is not.

But it’s not even so much the broken promises, so much as it is the fact that they knew, from the start of this awful bill, that they couldn’t keep it. Regulations within the bill itself give an estimate that 40 to 67 percent of customers who bought their own insurance will not be able to keep their policy. That’s an estimate right in the bill.

But Obama kept parroting that promise, and the media kept dutifully reporting it. From the “Now They Tell Us” Department, NBC News now reports this rather important bit of information, now that the bill has passed the Congress and the Supreme Court, and has started signing people up. And this startling revelation was worth a whopping 21 seconds on the NBC Nightly News.

Yeah, you can report on how the administration lied to us, but what about the journalistic malpractice in not doing this digging years ago? I’m looking at all of you, including CBS, ABC, CNN, MSNBC and Fox.

Why is it that conservatives saws this coming but liberals didn’t? And why were conservatives who pointed this out called “racists” (and still are)? The truth would have benefited conservatives, liberals and independents. But blind partisanship won the day, and we’ve all been dragged into the same pit.

Indeed, dealing with the pre-existing conditions issue and lowering the cost of insurance are admirable goals. But the ObamaCare way of dealing with this is, overall, not the way to do it. The Republicans have had their proposal up on the web for all to see for years; a plan to fix the specific problems without upending the entire industry and forcing government’s choice on the individual.

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