Todd looked at a 30-year-old woman who could qualify for the government subsidy. \u201cThe nonsubsidized premium is $205 a month for this 30-year-old. If they get a subsidy, then the premium is zero. But that person has to come up with $6,300 if something catastrophic happened,\u201d he said.<\/p>\n
The Walmart monthly premium for the same 30-year-old woman would be about $40. Her deductible would be $2,750, minus $250 in cash advance, for a total net deductible of $2,500.<\/p>\n
Todd said some Obamacare exchange family plan deductibles can go as high as $12,000 before benefits kick in.<\/p>\n<\/blockquote>\n
This is what the government considers \u201csubsidized\u201d; pay thousands up front and get your money back, depending on when you spent it, over a year from now. OK, but what is the actual coverage like? Very good question. Let\u2019s take a look at some of the particulars.<\/p>\n
\nWalmart also offers a free preventive health plan that mirrors the Obamacare plan. Its employees can take advantage of a wide range of free exams and counseling, including screenings for colorectal cancer, cervical cancer, chlamydia, diabetes, depression and special counseling for diet and obesity.<\/p>\n
Their children can get more than 20 free preventive services, ranging including screenings for genetic disorders, autism and developmental problems to obesity, lead poisoning exposure and tuberculosis. There are also 12 free vaccinations, and free hearing and vision testing.<\/p>\n
Walmart employees pay as little as $4 for a 30-day supply of generic drugs and only $10 for eye exams through a separate vision plan.<\/p>\n<\/blockquote>\n
Oh, and in Chicago, where this comparison was done, Wal-Mart employees have access to about 2 \u00bd times as many doctors than those with ObamaCare do. What does it say about ObamaCare that doctors and hospitals would rather do business with a private company than with the government?<\/p>\n
Well, it says that we\u2019re going about this all the wrong way.<\/p>\n","protected":false},"excerpt":{"rendered":"
One of the big promises of ObamaCare was that, with a much larger pool of insured people, the cost to the average individual or family would go down. That\u2019s how insurance works, right? You spread out the risk over a bigger population, and the required payouts become less than the premiums taken in. More people, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9,15,18,275],"tags":[],"class_list":["post-6158","post","type-post","status-publish","format-standard","hentry","category-doug","category-economics-taxes","category-government","category-healthcare"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t